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ESADE talks: The rise of FinTech, disrupting Financial Services industry through Technology. Expert panel


The ESADE Alumni Gulf Region (GCC) Chapter would like to invite you to the ESADE talks on Tuesday, November 22nd at 6.30pm.

The financial sector is one of the most traditional in our economy. Lenders, borrowers and investors have been relocating capital for centuries from places with an excess to places needing capital to generate economic activity. In recent years, however, digitalization of everything has begun to affect the finance industry, transforming it with the onset of new technologies ranging from cryptocurrencies to marketplace lending, and offering an array of new opportunities for entrepreneurs and established players.

The first session in this series will feature several leading minds in FinTech and discuss how this phenomenon is reshaping the sector, what to expect and its impact on the business landscape. Our experts will include:

-    Xavier Anglada (MBA 00): CEO, Cash Credit Group;
-    Sally Sfeir Tait: Partner, Clyde & Co;
-    David Martinez de Lecea: Principal, Roland Berger;
-    J.K. Khalil: Principal & Regional Lead, Mastercard Advisors

The session will be held at the Dubai Future Accelerator (1st floor, The Boulevard, Jumeirah Emirates Towers Offices) and be followed by a networking cocktail with ESADE alumni in the region.

Please be sure to register and do not hesitate to bring along any fellow ESADE alumni you might know in Dubai, and also partners or business contacts.

We look forward to seeing you there!



Xavier Anglada

Xavier has 20+ years of experience in the FinTech, Digital and TMT spaces, combining industry and C-level management advisory. Lived in 4 continents and led projects in 30+ countries. Currently CEO in Cash Credit Group, a FinTech player with operations in Eastern Europe, Àsia-Pacific and Africa. Extensive experience as an advisor to top executives of leading telecom and media groups across multiple domains including: corporate and commercial strategy, business and operational transformation, consumer analytics and organizational development MBA from ESADE Business School and MsC in Electrical and Telecommunications Engineering from La Salle (Barcelona).



Sally Sfeir Tait

Sally is as a Financial Services partner at Clyde & Co. She is an ex-regulator and has held several senior in-house roles including GC and Chief Compliance Officer in financial services firms.  Her practice includes drafting financial services legislation, advising financial services firms on regulatory matters, transactional work covering all types of financial instruments with special emphasis on derivatives, structured products and funds.
Sally's FinTech journey began a few years ago starting with peer-to-peer advisory services, crowdfunding and financial inclusion platforms about authorization and regulatory matters. Since then she has advised regulators about drafting FinTech regulations and firms about how to structure and implement financial services products through blockchain technology. Sally advises her clients about the legal requirements for the validity and enforceability of blockchain products and about amendments required to be made to legislation and proposes drafts to be discussed with the relevant authorities.



David Martinez de Lecea

David has extensive experience in helping leading financial institutions around the world create ambitious growth strategies and improve their operational performance. His main areas of expertise include business strategy, restructuring, M&A and financial technology (fintech).

He combines an educational background in computer science with a long professional career in finance, which give him a unique and holistic understanding of the current fintech revolution that is disrupting the financial services industry which he entered more than 5 years ago.

His focus in the Middle East includes working with banks, insurance companies and regulators looking to develop new business models and solutions based on the latest technological advances, with a special interest in Artificial Intelligence and Blockchain.

In his previous position, David was the Chief Executive and Investment Officer of Finerd, an automated investment management firm applying state-of-the-art technology to asset and wealth management.

He has invested in 3 fintech start-ups and mentored a dozen new ventures in Europe and the Middle East across many fields: lending, asset management, payments, etc. He has also worked with Bain & Company, Delta Partners, Deloitte and Accenture. His experience spans Europe, America, Asia, Africa and the Middle East.

David is a frequent speaker and commentator in fintech and banking-related events and media, e.g. The Financial Times, Thomson Reuters, Global Islamic Economy Summit, Expansion.

He holds an MBA with distinction from INSEAD, Singapore; BSc and MSc in Computer Science and in Electronic Engineering from the University of Deusto, Spain; and BSc in Economics from the University of London / London School of Economics, UK.

David is passionate about travel, music, finance and technology.



J.K. Khalil

J.K. is a Principal at Mastercard Advisors, part of Mastercard Worldwide, based in Dubai. He has over 12 years of banking, consulting and strategy experience having held a number of roles across banks and consulting firms. In his current role, he is responsible for the GCC and the Levant territories.

Prior to Mastercard, he was a senior manager with Strategy& (formerly Booz & Company), based out of Dubai where he was a core member of the financial services practice, and responsible for the wealth management, risk and digital verticals in particular. Before joining Booz & Company in 2012, he held a number of positions at Barclays including strategy, transformation and derivatives sales.

J.K. had also, prior to his MBA, served a number of financial services institutions in Europe in the capacity of senior IT consultant, including such names as BNP Paribas, Cetelem and Munich Re. J.K. also holds an MBA from the University of Chicago (Booth) and is the President of the UAE Alumni Club chapter. He also holds a Computer Science & Networks Engineering Degree from Saint Joseph University in Beirut, Lebanon.



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