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This talk hosted by the ESADE Alumni Senior Club aims to answer questions about retirement:

- Which is the best way and when to redeem a pension plan?
- Is it advisable to claim tax relief on the sale of one’s main residence? Is the sale of a second residence eligible for tax relief?
- Are annuities or reverse mortgages advisable? What do they involve and what complications might arise?
The following matters will be examined:
- Redeeming a pension plan: important considerations.

We will examine the statutory deadlines for redeeming a pension plan and analyse the impact on income tax, particularly as regards contributions entitled to rebates of 40%.

- Income tax exemption when selling main residence.
We will discuss the scope of these tax benefits and the circumstances in which a dwelling can be regarded as a main residence, and second residence be regarded as a main residence.

- Annuities and reverse mortgages.
We will analyse how annuities affect income tax depending on the taxpayer’s age and we will discuss particularly the taxation of annuities based on a lump sum and reverse mortgages based on the taxpayer’s dwellings.

Speakers

Eulalia Vilaclara Fatjó (Lic&Master 77)
Economist
Lawyer
Former academic assistant at ESADE
Partner in the Mateos Advocats law firm

Carolina Riera Rossell
Lawyer
Former academic assistant at ESADE
Partner in the Mateos Advocats law firm

Language: Spanish

Event resouces. For members only!